By: Credit

I agree with Mike — I have a Citi 0.99% balance transfer that I’ve been paying off for the last few years and they’ve tacked on a $60 annual fee to make more money. This is an indication that they are willing to change terms in their favor whenever they please. Do you really want to do business with a company like this? Fortunately, it’s just about paid off and I will be canceling as soon as we buy a house.